Public FEMA data, made comparable
U.S. flood damage and insurance rankings
Explore where insured flood losses have been greatest over the last 10 years and where residential NFIP coverage is thinnest. Rankings describe counties, not individual properties.
Highest building damage
Total reported building damage from recent NFIP claims.
View top countiesPaymentsHighest claim payments
Where NFIP building claim payments have been concentrated.
View top countiesClaimsMost flood claims
The largest volumes of recent insured flood claims.
View top countiesSeverityHighest average payment
Average building payment, with a minimum of 10 claims.
View top countiesRepeated lossMost repetitive-loss properties
Areas with the largest number of repeatedly flooded insured properties.
View top countiesRepeated lossMost severe repetitive loss
The strongest concentration of severe repeated insured losses.
View top countiesCoverage gapLowest NFIP coverage
Counties where relatively few homes carry NFIP coverage.
View top countiesCoverage gapLowest high-risk-area coverage
Coverage gaps among structures in mapped high-risk flood areas.
View top countiesRead rankings carefully
Historical claims are evidence, not a forecast
NFIP records cover insured losses and do not include uninsured damage or private insurance claims. A low total can reflect limited insurance participation. For a specific home, consult the official FEMA Flood Map Service Center and qualified local professionals.