County rankings
U.S. counties compared using FEMA's National Flood Insurance Program (NFIP) data. Claim figures cover the last 10 years.
Most building damage
Damage to the structure as estimated by the adjuster, before deductibles and coverage limits.
View top countiesMost paid out
What the NFIP actually paid for building damage. Contents claims are not included.
View top countiesMost claims
Number of NFIP claims filed, whether or not they were paid.
View top countiesHighest average payment
Building payments divided by claims. Counties with fewer than 10 claims are left out.
View top countiesMost repetitive-loss properties
Insured properties with two or more claims over $1,000 within any 10-year period.
View top countiesMost severe repetitive-loss properties
Four or more paid claims over $5,000, or two or more that add up to more than the building is worth.
View top countiesFewest insured homes
Share of homes with an NFIP policy, lowest first. Private flood policies are not counted.
View top countiesFewest insured homes in high-risk zones
Share of homes in FEMA high-risk flood zones with an NFIP policy. Mortgage lenders usually require one there.
View top countiesAbout the data
This only covers NFIP policies. Uninsured damage and private flood insurance don't show up, so a county with few claims might just have few policies. It shows where floods have caused insured losses, which isn't the same as where they'll happen next. For a specific address, check the FEMA flood map.