Severity ยท County rankings
Counties with the highest average NFIP building payment
U.S. counties ranked by average NFIP building claim payment during the last 10 years, limited to counties with at least 10 claims.
Top 100 counties1,445 counties with available data
Rankings update with the underlying FEMA datasets.
| Rank | County | State | Average payment | 10-year claims |
|---|---|---|---|---|
| 1 | Madison | North Carolina | $170,668 | 44 |
| 2 | Laurens | South Carolina | $132,208 | 11 |
| 3 | Hardin | Texas | $131,001 | 971 |
| 4 | Carter | Missouri | $128,652 | 25 |
| 5 | Mills | Iowa | $125,327 | 34 |
| 6 | Buffalo | Nebraska | $124,473 | 48 |
| 7 | Whitfield | Georgia | $120,687 | 19 |
| 8 | Kerr | Texas | $119,332 | 138 |
| 9 | Thomas | Georgia | $116,854 | 10 |
| 10 | Sioux | Iowa | $116,325 | 29 |
| 11 | Burke | North Carolina | $114,686 | 77 |
| 12 | Gladwin | Michigan | $114,282 | 11 |
| 13 | Nacogdoches | Texas | $110,105 | 23 |
| 14 | Rockingham | Virginia | $109,814 | 15 |
| 15 | Buncombe | North Carolina | $109,341 | 671 |
| 16 | Pinellas | Florida | $106,860 | 30,121 |
| 17 | Hickman | Tennessee | $106,729 | 32 |
| 18 | Ripley | Missouri | $106,359 | 56 |
| 19 | Davison | South Dakota | $105,234 | 17 |
| 20 | Duplin | North Carolina | $104,177 | 382 |
| 21 | Colorado | Texas | $101,557 | 38 |
| 22 | Nicholas | Kentucky | $100,082 | 10 |
| 23 | Mitchell | North Carolina | $99,971 | 18 |
| 24 | Lee | Florida | $99,427 | 38,705 |
| 25 | Jones | North Carolina | $99,172 | 119 |
| 26 | Harrison | Indiana | $98,783 | 72 |
| 27 | Sebastian | Arkansas | $95,753 | 134 |
| 28 | McDowell | North Carolina | $95,543 | 69 |
| 29 | Henderson | North Carolina | $94,047 | 282 |
| 30 | Collier | Florida | $93,873 | 12,595 |
| 31 | Dickson | Tennessee | $93,692 | 28 |
| 32 | Muskogee | Oklahoma | $93,443 | 109 |
| 33 | Greene | Tennessee | $92,869 | 13 |
| 34 | Rutherford | North Carolina | $92,422 | 79 |
| 35 | Cocke | Tennessee | $90,805 | 53 |
| 36 | Carbon | Montana | $90,439 | 23 |
| 37 | Hillsborough | Florida | $90,268 | 11,422 |
| 38 | Fort Bend | Texas | $90,040 | 4,530 |
| 39 | Nome | Alaska | $89,640 | 10 |
| 40 | Citrus | Florida | $89,384 | 2,771 |
| 41 | Habersham | Georgia | $89,171 | 16 |
| 42 | Harris | Texas | $88,960 | 57,974 |
| 43 | Chaves | New Mexico | $88,514 | 91 |
| 44 | Fayette | Texas | $87,773 | 71 |
| 45 | St. Clair | Alabama | $87,762 | 10 |
| 46 | Pasco | Florida | $87,240 | 5,931 |
| 47 | Atchison | Missouri | $86,753 | 21 |
| 48 | San Saba | Texas | $86,429 | 12 |
| 49 | Clay | Iowa | $86,267 | 64 |
| 50 | Casey | Kentucky | $85,462 | 11 |
| 51 | Orange | North Carolina | $85,373 | 297 |
| 52 | Potter | Texas | $84,966 | 12 |
| 53 | Humphreys | Tennessee | $83,196 | 158 |
| 54 | Sarasota | Florida | $82,796 | 9,630 |
| 55 | Anderson | Kentucky | $82,500 | 11 |
| 56 | Manatee | Florida | $82,131 | 7,111 |
| 57 | Lincoln | New Mexico | $80,798 | 178 |
| 58 | Washington | Tennessee | $80,748 | 32 |
| 59 | Allegan | Michigan | $80,551 | 12 |
| 60 | Wise | Texas | $80,532 | 10 |
| 61 | Taylor | Florida | $80,260 | 323 |
| 62 | Mendocino | California | $80,090 | 15 |
| 63 | Yancey | North Carolina | $79,455 | 88 |
| 64 | Yankton | South Dakota | $79,451 | 16 |
| 65 | Avery | North Carolina | $79,266 | 144 |
| 66 | St. John the Baptist | Louisiana | $79,025 | 3,988 |
| 67 | Spokane | Washington | $78,496 | 13 |
| 68 | Jefferson | Texas | $78,057 | 10,608 |
| 69 | Henry | Virginia | $77,467 | 15 |
| 70 | Orange | Texas | $77,359 | 6,756 |
| 71 | Union | South Dakota | $77,346 | 26 |
| 72 | Levy | Florida | $77,040 | 474 |
| 73 | Franklin | Kentucky | $76,811 | 186 |
| 74 | Montgomery | Texas | $76,252 | 4,435 |
| 75 | Christian | Missouri | $76,160 | 18 |
| 76 | Garrard | Kentucky | $75,017 | 11 |
| 77 | Ellis | Texas | $74,852 | 62 |
| 78 | Stanly | North Carolina | $74,847 | 28 |
| 79 | Santa Barbara | California | $74,550 | 400 |
| 80 | Chambers | Texas | $74,008 | 1,124 |
| 81 | Phelps | Missouri | $73,968 | 35 |
| 82 | Gulf | Florida | $73,557 | 1,006 |
| 83 | Woodford | Kentucky | $72,917 | 134 |
| 84 | Galveston | Texas | $72,351 | 10,397 |
| 85 | Riley | Kansas | $71,960 | 66 |
| 86 | Ashe | North Carolina | $71,941 | 90 |
| 87 | St. Louis | Missouri | $71,608 | 42 |
| 88 | Tulsa | Oklahoma | $71,122 | 252 |
| 89 | Wayne | Ohio | $70,319 | 22 |
| 90 | Windsor | Vermont | $70,006 | 153 |
| 91 | Waller | Texas | $69,681 | 354 |
| 92 | Wharton | Texas | $69,138 | 563 |
| 93 | Transylvania | North Carolina | $68,877 | 79 |
| 94 | Lenoir | North Carolina | $68,475 | 436 |
| 95 | Massac | Illinois | $67,378 | 14 |
| 96 | Clay | Florida | $66,706 | 913 |
| 97 | Tom Green | Texas | $66,170 | 81 |
| 98 | Providence | Rhode Island | $66,002 | 160 |
| 99 | Craven | North Carolina | $65,614 | 2,840 |
| 100 | Bay | Florida | $65,499 | 2,804 |