Coverage gap ยท County rankings
Counties with the lowest residential NFIP coverage
U.S. counties ranked by the lowest share of residential structures covered by NFIP contracts.
Top 100 counties2,950 counties with available data
Rankings update with the underlying FEMA datasets.
| Rank | County | State | Residential coverage | 10-year claims |
|---|---|---|---|---|
| 1 | Carroll | Arkansas | 0.0% | 5 |
| 2 | Shelby | Illinois | 0.0% | 0 |
| 3 | Crawford | Iowa | 0.0% | 0 |
| 4 | Iron | Michigan | 0.0% | 0 |
| 5 | Beltrami | Minnesota | 0.0% | 1 |
| 6 | Douglas | Missouri | 0.0% | 0 |
| 7 | Pawnee | Oklahoma | 0.0% | 1 |
| 8 | Union | South Carolina | 0.0% | 0 |
| 9 | Louisa | Virginia | 0.0% | 0 |
| 10 | Twiggs | Georgia | 0.0% | 0 |
| 11 | Fayette | Illinois | 0.0% | 0 |
| 12 | Montgomery | Illinois | 0.0% | 0 |
| 13 | Union | Indiana | 0.0% | 0 |
| 14 | Pocahontas | Iowa | 0.0% | 0 |
| 15 | Winnebago | Iowa | 0.0% | 0 |
| 16 | Brown | Kansas | 0.0% | 0 |
| 17 | Becker | Minnesota | 0.0% | 2 |
| 18 | Hubbard | Minnesota | 0.0% | 1 |
| 19 | Otter Tail | Minnesota | 0.0% | 4 |
| 20 | Renville | Minnesota | 0.0% | 3 |
| 21 | Caldwell | Missouri | 0.0% | 0 |
| 22 | Cedar | Missouri | 0.0% | 0 |
| 23 | DeKalb | Missouri | 0.0% | 0 |
| 24 | Polk | Missouri | 0.0% | 2 |
| 25 | Shelby | Missouri | 0.0% | 0 |
| 26 | Glacier | Montana | 0.0% | 0 |
| 27 | Caswell | North Carolina | 0.0% | 1 |
| 28 | Highland | Ohio | 0.0% | 0 |
| 29 | Atoka | Oklahoma | 0.0% | 1 |
| 30 | Love | Oklahoma | 0.0% | 0 |
| 31 | Bon Homme | South Dakota | 0.0% | 2 |
| 32 | Gregory | South Dakota | 0.0% | 1 |
| 33 | Tripp | South Dakota | 0.0% | 0 |
| 34 | Red River | Texas | 0.0% | 0 |
| 35 | Charlotte | Virginia | 0.0% | 1 |
| 36 | Lafayette | Arkansas | 0.0% | 1 |
| 37 | Marion | Georgia | 0.0% | 0 |
| 38 | Randolph | Georgia | 0.0% | 1 |
| 39 | Bear Lake | Idaho | 0.0% | 0 |
| 40 | Appanoose | Iowa | 0.0% | 0 |
| 41 | Keokuk | Iowa | 0.0% | 0 |
| 42 | Page | Iowa | 0.0% | 1 |
| 43 | Nemaha | Kansas | 0.0% | 2 |
| 44 | McCreary | Kentucky | 0.0% | 1 |
| 45 | Roscommon | Michigan | 0.0% | 3 |
| 46 | Cass | Minnesota | 0.0% | 0 |
| 47 | Grant | Minnesota | 0.0% | 0 |
| 48 | Lincoln | Minnesota | 0.0% | 1 |
| 49 | Barry | Missouri | 0.0% | 5 |
| 50 | Harrison | Missouri | 0.0% | 1 |
| 51 | Lafayette | Missouri | 0.0% | 0 |
| 52 | Livingston | Missouri | 0.0% | 4 |
| 53 | Putnam | Missouri | 0.0% | 1 |
| 54 | Wright | Missouri | 0.0% | 2 |
| 55 | Catron | New Mexico | 0.0% | 0 |
| 56 | McLean | North Dakota | 0.0% | 0 |
| 57 | Deuel | South Dakota | 0.0% | 0 |
| 58 | Edmunds | South Dakota | 0.0% | 1 |
| 59 | Andrews | Texas | 0.0% | 0 |
| 60 | Gray | Texas | 0.0% | 0 |
| 61 | Parmer | Texas | 0.0% | 0 |
| 62 | Butler | Alabama | 0.0% | 0 |
| 63 | Crenshaw | Alabama | 0.0% | 0 |
| 64 | Washington | Colorado | 0.0% | 0 |
| 65 | Franklin | Georgia | 0.0% | 0 |
| 66 | Heard | Georgia | 0.0% | 0 |
| 67 | Wilkes | Georgia | 0.0% | 0 |
| 68 | Cumberland | Illinois | 0.0% | 0 |
| 69 | Sullivan | Indiana | 0.0% | 0 |
| 70 | Greene | Iowa | 0.0% | 0 |
| 71 | Kossuth | Iowa | 0.0% | 1 |
| 72 | Decatur | Kansas | 0.0% | 0 |
| 73 | Greenwood | Kansas | 0.0% | 1 |
| 74 | Ness | Kansas | 0.0% | 0 |
| 75 | Pulaski | Kentucky | 0.0% | 12 |
| 76 | Kalkaska | Michigan | 0.0% | 0 |
| 77 | Montcalm | Michigan | 0.0% | 3 |
| 78 | Schoolcraft | Michigan | 0.0% | 1 |
| 79 | Sibley | Minnesota | 0.0% | 4 |
| 80 | Watonwan | Minnesota | 0.0% | 9 |
| 81 | Amite | Mississippi | 0.0% | 1 |
| 82 | Grundy | Missouri | 0.0% | 2 |
| 83 | Macon | Missouri | 0.0% | 0 |
| 84 | Ozark | Missouri | 0.0% | 4 |
| 85 | Chase | Nebraska | 0.0% | 0 |
| 86 | Wayne | Nebraska | 0.0% | 0 |
| 87 | Anson | North Carolina | 0.0% | 0 |
| 88 | Rolette | North Dakota | 0.0% | 0 |
| 89 | Johnston | Oklahoma | 0.0% | 0 |
| 90 | Corson | South Dakota | 0.0% | 0 |
| 91 | Todd | South Dakota | 0.0% | 2 |
| 92 | Walworth | South Dakota | 0.0% | 0 |
| 93 | Bledsoe | Tennessee | 0.0% | 0 |
| 94 | Fentress | Tennessee | 0.0% | 0 |
| 95 | Hardeman | Tennessee | 0.0% | 0 |
| 96 | Childress | Texas | 0.0% | 0 |
| 97 | Falls | Texas | 0.0% | 1 |
| 98 | Floyd | Texas | 0.0% | 0 |
| 99 | Lynn | Texas | 0.0% | 1 |
| 100 | Cleburne | Alabama | 0.1% | 0 |